What is a hard money loan?

A hard money loan is a short-term, asset-based loan secured by real estate. Unlike traditional bank loans that focus on credit scores and income, hard money loans are based primarily on the value of the property being used as collateral.

How quickly can I get funded?

Hard Money Lender of Boston can typically close loans in 7-14 days, compared to 30-60 days for traditional bank financing.

Do I need good credit to qualify?

No, hard money loans are asset-based, meaning we focus on the value of the property and your investment strategy rather than your credit score.

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Loan Programs

Short-Term Bridge Loans

Fast, temporary financing to bridge the gap between property acquisition and permanent funding.

Residential Construction Loans

Flexible financing for new residential construction projects from ground up to completion.

Commercial Real Estate Loans

Hard money loans secured by commercial properties for investors and developers.

Fix-and-Flip Loans

Short-term financing for purchasing and renovating properties for quick resale.

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About
Hard Money Lender of Boston

Hard Money Lender of Boston is a private direct lender serving real estate investors throughout Massachusetts. Established with a focus on speed and flexibility, we provide short-term bridge financing and long-term rental property loans for investors seeking alternatives to traditional bank financing.

Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential and commercial properties, financing of renovation projects, and bridge funding.

We lend to real estate professionals, commercial contractors, developers and small business owners throughout the Greater Boston area and beyond.

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